NEPAL HOME PLANNING

Home Loan Affordability Calculator Nepal

Estimate an affordable property budget from income, savings, loan rate, and tenure.

Home budget details

Monthly net household income (NPR)

Existing monthly EMIs (NPR)Planned down payment / savings (NPR)

EMI-to-income limit (%)Annual loan rate (%)

Loan period (years)

Estimated home budget

Indicative property budgetNPR 75,08,925

Estimated home loanNPR 55,08,925

Available monthly EMINPR 55,000

Planned down paymentNPR 20,00,000

How the estimate works

The tool estimates the loan principal supported by your available EMI, then adds your planned down payment. Registration, insurance, tax, and maintenance are separate.

Property valuation and bank lending limits vary. Verify down-payment, collateral, income, and fee requirements with the lender.